Capital Ready: What Lenders Really Want

Thinking about applying for financing?

Before completing another loan application, take time to understand what lenders really want to see.

Join SBA representatives, lending professionals, and the NJSBDC at Brookdale Community College for an honest, interactive conversation designed to help business owners become stronger borrowers and better candidates for financing.

Whether you're launching a business, expanding operations, purchasing equipment, or recovering from a previous loan denial, this session will help you understand how to prepare before approaching a lender.

During this interactive conversation you'll learn: • What lenders really look for when evaluating a loan request • What it actually takes to qualify for SBA-backed financing • How to strengthen your business before applying • The financial and operational documents every borrower should prepare • Common mistakes that delay or prevent loan approvals • How to become a responsible borrower prepared for long-term success • Where the NJSBDC can help you prepare every step of the way

Live Ask-the-Experts Panel Bring your questions for representatives, including: • Lina M. Osorio Gomez - Lender Relations Specialist, U.S. Small Business Administration (SBA) • Alberto Garrido - Small Business Liaison, New Jersey Economic Development Authority (NJEDA) • Lakesha White - Business Banking Relationship Manager, New Jersey Economic Development Authority (NJEDA) • Juan Medina - Small Business Development Center (SBDC) Consultant • Manny Maysonet - Vice President, Pursuit Lending

No slides. No lectures. Just honest answers to your real questions.

Whether you've been turned down before, are just beginning to explore financing, or simply want to understand the process - this session is for you.

Space is Limited and Registration is Required